At First Commerce Bank, we have a checking account to fit your needs. Whether you'd like a simple account or one that provides you with lots of useful features; compare our checking accounts and find the one that's just right for you!
We’re large enough to offer you a full complement of sophisticated products and services, and small enough to give you our full attention. Turn to First Commerce Bank when you’re looking for a bank that can meet your high expectations—and be prepared to get a little extra.
| Account Plans |
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Monthly Maintenance |
Minimum Amount Required to Open Account |
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Personal Checking |
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A $6.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $500.00. |
$1,000.00 |
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Benefits and Features
- $1,000.00 minimum amount required to open account.
- A $6.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $500.00.
- ATM/Debit Card
- Monthly Bank Statements or E-Statements with check images
- Online Banking & Bill Pay – It’s banking anytime, anywhere and best of all IT'S FREE!
- InTouch – 24 Hour Automated Telephone Banking - FREE
Other Options
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Interest Checking NOW |
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A $10.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $1,000.00. |
$1,000.00 |
Inquire |
|
Benefits and Features
- $1,000.00 minimum balance required to open account.
- A $10.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $1,000.00.
- Unlimited check writing
- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
- ATM/Debit Card
- Monthly Bank Statements or E-Statements with check images
- Online Banking & Bill Pay – It’s banking anytime, anywhere and best of all IT'S FREE!
- InTouch – 24 Hour Automated Telephone Banking - FREE
Other Options
Inquire Now
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Personal Money Market |
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A $10.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $2,500.00. |
$2,500.00 |
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Benefits and Features
- $2.500.00 minimum amount required to open account.
- A $10.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $2,500.00.
- Competitive variable tiered rates
- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
- You may only make six transfers from your account each statement cycle.
- An excess transaction fee of $10.00 per item will be assessed for transactions that exceed these limits.
- Withdrawals in person, by mail, by messenger or ATM are unlimited.
- ATM Card
- Monthly Bank Statements or E-Statements with check images
- Online Banking – It’s banking anytime, anywhere and best of all IT'S FREE!
- InTouch – 24 Hour Automated Telephone Banking – FREE
Other Options
- Visa® or MasterCard® Credit Card (credit approval required)
- Safe Deposit Boxes (Encino Office only – Annual rental fees apply)
- Personal Loans (credit approval required)
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1031 Exchange Accounts |
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No Monthly Service Charge Fee |
$100.00 |
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Benefits and Features
You expect a lot from your Qualified Intermediary (QI) - Why not expect a lot from your financial institution?
We will be glad to work with your real estate broker and your title insurance company to have your 1031 Exchange Account maintained with us.
- We offer competitive rates.
- First Commerce Bank is a Well Capitalized Five Star Bank.
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Personal Savings |
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$5.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $500.00. |
$1,000.00 |
Inquire |
|
Benefits and Features
- $1,000.00 minimum amount required to open account.
- $5.00 service charge fee will be imposed every statement cycle if the average daily balance falls below $500.00.
- Competitive variable rates
- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
- You may only make six transfers from your account each statement cycle – Zero by checks to third-parties. Withdrawals in person, by mail, by messenger or ATM are unlimited.
- ATM Card – ATM Withdrawals
- Online Banking – It’s banking anytime, anywhere and best of all IT'S FREE!
- InTouch – 24 Hour Automated Telephone Banking - FREE
Other Options
- Visa® or MasterCard® Credit Card (credit approval required)
- Safe Deposit Boxes (Encino Office only – Annual rental fees apply)
- Personal Loans (credit approval required)
Inquire Now
|
Interest rates are determined by First Commerce Bank, and may be adjusted at bank’s discretion. FCB may change the interest rate on your account at any time.
Call your relationship officer at any one of our branch locations and we’ll show you how we’re leading the way to meet your expectations.
Switch Kit
Take a look at your current accounts, then, take a look at FCB. We have custom solutions to fit your unique needs. We can help you transfer your accounts to First Commerce Bank - hassle free! Click here for our Switch Kit.
Overdraft Protection Lines of Credit - Ready Reserve with your checking account
Link convenient Overdraft Protection Lines of Credit - Ready Reserve (subject to approval) to any FCB checking account. Avoid overdraft fees. Sometimes life demands a back-up plan. Ready Reserve provides a safety net for your checking account in the event the account becomes overdrawn. There’s no fee for Ready Reserve, unless you use it!
