First Commerce Bank: Leadning the way for business
Online Banking Center
At Your Service
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First Commerce Bank is a full-service provider of financial services to corporate, professional, and individual customers. Our Signature Services give you powerful tools to manage your business and make your capital work harder. Our vision is to become known as the premier customer service bank in our marketing area with our talented group of experienced business bankers-no trainees, just professional officers-who serve as an extension of your company.

Remote Deposit Capture

With Remote Deposit Capture, First Commerce Bank is never any farther away than your computer. It’s like bringing your bank’s teller window to your business. Remote Deposit enables businesses to deposit checks into their accounts from the convenience of their office using a PC and a check scanner. All that is required is a Windows-based PC with an internet connection and a check scanning device. We provide the scanner that is designed to meet the needs of any business.

Click here to learn more.

Cash Management

When you’re choosing a business bank, products and services from various banks can look similar. Our mission is to provide you with the best services individually, and a complete package that goes above and beyond - a combination of truly personal attention and personalized banking solutions that make a clear difference.

While we offer the latest in high technology services, we never forget that people bank with people. You’ll find that we’re always available for personal consultations to help you get the most from your cash management services. We’re large enough to offer you sophisticated and robust services and small enough to know your name and treat you like family.

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Bill Pay

Bill Pay provides a convenient and secure way for our customers to make payments to anyone in the United States. This optional feature of our online banking service is another way we provide the tools you need to better manage your finances. Customers with personal or business checking accounts are eligible to enroll for FREE Online Banking & Bill Pay with unlimited bill pay items.

In order to use this service you must have access to our online banking service. Personal checking account holders can enroll by completing the application below. Business account holders can enroll by completing the application below or by contacting your relationship officer at any one of our branch locations.

Click here to learn more.

NetTeller - Online Banking

NetTeller gives you access to your bank account information via the internet. Banking has never been easier. Its banking anytime, anywhere and best of all IT'S FREE!

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E-Statements and Notices

Why wait for the mail when you can receive your statement through our NetTeller online banking?  It’s easy and secure!

Features:

  • E-Statements (electronic statements) are e-mailed directly to you and are password protected.
  • Detect problems sooner
  • Eliminate the task of making copies of your statement for your accountant.
  • E-Statements allow the user to add additional recipients to receive your E-Statement with a password created by the User
  • Receive images of your checks along with your E-Statement
  • Your account transaction Notices are e-mailed to you and are password protected.

Enrollment is easy!  Just click the NetTeller eDocs tab to enroll.

E-Mail Alerts 

Receive an email alert on account events, balance alert or personal reminders.

Account Event Account Event
Wires Transmitted Receiving Incoming ACH Debits
Receiving Incoming Wires Receiving Incoming ACH Credit
Insufficient Funds (NSF) Positive Pay Exceptions
Maturing Loans Statements or Notices
Transfers Failed - NSF Maturing CD's
Transfers Failed - Restricted ACH Batches Initiated
Transfers Deleted - Closed Act ACH Batches Processed
Expiring Transfers Bill Payments Paid
Transfers Expired Bill Payments Failed
Bill Payments Rejected Bill Pay Changed to Electronic
Bill Pay Expiring Payments Bill Pay Changed to Check
Positive Pay (fraud protection)

Positive Pay is an anti-fraud service that allows business clients the ability to reject questionable items presented to the bank for payment, providing protection against altered or fraudulent checks.
Features:

  • Customers can transmit via NetTeller, a file of issued checks on their account, to update the customers “Issued Check File” in Positive Pay.
  • All checks presented to the bank for payment are verified against the customers Issued Check File.
  • If the Positive Pay system cannot verify the customer’s check presented for payment, the customer is notified of the exception via email.
  • Customers review all check exceptions and authorize payment via NetTeller.
Merchant Card Services

You’ve already established a business relationship with one of the communities leading financial institutions — First Commerce Bank. So why not consolidate your payment processing services with First Commerce Bank’s
provider – First Data?

First Commerce Bank, through their strategic alliance with First Data, delivers premier electronic payment solutions that help you control expenses, maintain margins and save time and money. With our customized, end-to-end processing solutions, you’ll satisfy your existing customers and attract new business by offering the latest ways to pay.

Click here to learn more.

InTouch-Automated Teller System

InTouch is our 24 hour telephone automated teller system. InTouch can provide many of your banking services over the telephone any time of day or night, seven days a week. Just dial 1-800-730-2265.

Features:

  • Access information regarding your checking, money market, savings, CD and IRA accounts.
  • Provides a current history of checks paid, ATM transactions and deposit activity.
  • Allows you to make account transfers.
  • Access loan information
  • Make loan payments.
Courier Services

For customers unable to get to a branch during normal business hours.

 

Member FDIC | Equal Housing Lender